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Should I Buy or Lease?

Man and Woman Signing Contract

When you are in the market for a new vehicle, you may have questions about your financing options. One common inquiry we hear at Tulley BMW of Nashua is, “Should I buy or lease?” The answer to this question is not a one-size-fits-all solution. One option may be better suited to your driving needs and budget, but it may not be the right choice for other Manchester drivers. The team at Tulley BMW of Nashua has provided this handy guide to help you make a more informed decision.


Why Should I Buy My Next Vehicle?

  • No Mileage Restrictions: If you want to be free to drive as much as you want without mileage limits, you will want to finance your vehicle.
  • Customization: Drivers who want a car that truly stands out on the roads of Lowell, MA will likely want to finance. When you finance, you are free to customize your vehicle as you see fit. The possibilities are endless.
  • Ability to Sell: Since you’re not locked into a lease agreement, you are able to sell your car any time you like.
  • Less Cost Over Time: While financing may be the more expensive option initially, it becomes more and more affordable as you work toward paying off your vehicle.

Why Should I Lease My Next Vehicle?

  • Lower Payments: Your down payment and monthly payments are usually more affordable when you lease.
  • Less Sales Tax: In most states, leasing a vehicle cuts down on how much you will owe in sales tax. In some areas, you only have to pay tax on the amount you put forth in the down payment and for the monthly payments.
  • Trade-Ins: Finding another vehicle when your lease is up is a hassle-free experience. Simply bring your leased vehicle back to the dealership, take care of any fees that may remain, then choose a new car with the latest features to lease.
  • Great Coverage: As long as you stick to the mileage limits, your vehicle should be covered by warranty for the duration of the lease.
  • Options: If you like to drive a vehicle with all of the latest bells and whistles, leasing is right for you. You are able to get behind the wheel of a brand new car every couple of years.

Learn About Your Financing Options with Tulley BMW of Nashua

Lease vs. buying: Which option makes the most sense for you? Visit the finance experts at Tulley BMW of Nashua to further discuss your options. You can also contact us for more information or begin the pre-approval process right from the comfort of your home.

Learn More at Tulley BMW of Nashua

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